01
Reach Out to Upline
Contact your upline and join the JG Financial Discord for community, training, and support.
Step Zero
Licensing Guide
Not licensed yet?
We will walk you through it.
2-4 weeks · ~$230-$330 total · A clear, supported path from day one to your first sale.
02
Pre-Licensing
Complete your Life pre-licensing course online via Xcel Solutions. Use code 2020 at checkout.
$30 with code 2020
03
State Exam & Fingerprints
Schedule your proctored state exam and complete fingerprint requirements. Requirements vary by state.
$40-$100 per attempt
04
License Application
After passing the state exam, apply through your state Department of Insurance. Approval typically takes 5-10 business days.
State fee + $5.60
05
Carrier Contracting + E&O
Apply for carrier appointments through SuranceBay. E&O Insurance is obtained during contracting.
Contracting free
06
Start Selling
Plug into training, pull leads, run first appointments, and start protecting families.
You are in business
Onboarding Cost Summary
Pre-Licensing - Xcel Solutions$30 with code 2020
State Licensing Exam$40-$100 / attempt
Resident License FeeVaries by state
Carrier ContractingFree
E&O Insurance$127 down + $27/mo
Estimated Out-of-Pocket Total~$230-$330
Ready to get licensed?
Get the full state-by-state guide or email Julian to start today.